Different Types Of Life Insurance Explained | Term Life, Whole Life, Universal Life, Variable Life

Different Types Of Life Insurance Explained | Term Life, Whole Life, Universal Life, Variable Life

I don’t sell life insurance, so this is just educational. This video explains life insurance from scratch and by the end you will confidently understand the differences between the major types of life insurance like Term Life Insurance, Whole Life Insurance, and Universal Life Insurance.

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50 Comments

  1. @travisblackburn1002 on February 25, 2025 at 10:53 pm

    You’re probably the best person I’ve ever seen explain a topic. So well paced, so well detailed, amazing job

  2. @smitbhatt6040 on February 25, 2025 at 10:54 pm

    Can anyone please share the next vedio Link , In which he will be providing the frame work? Thank you.

  3. @360FUN-yq1jr on February 25, 2025 at 10:57 pm

    Great explanation of the types of insurance. Thank you

  4. @JoeC5050 on February 25, 2025 at 10:57 pm

    is IUL best?

  5. @RickCanamarIFBBPro on February 25, 2025 at 10:58 pm

    Phenomenal communicator

  6. @justinsackman7747 on February 25, 2025 at 10:58 pm

    bro showed me the ropes and put me on a banger at the end

  7. @flowersrusflorist1520 on February 25, 2025 at 10:59 pm

    👍

  8. @Ceo2King on February 25, 2025 at 11:00 pm

    Thank you, thank you, thank you. I have subscribed to your channel.

  9. @samiraabdu8007 on February 25, 2025 at 11:00 pm

    How much coverage should I choose and which life insurance? W hich company would you recommend. Thank you.

  10. @BhagatSingh-j4r on February 25, 2025 at 11:00 pm

    you nailed it. you are wealth of knowledge

  11. @mrsirhotness1212 on February 25, 2025 at 11:01 pm

    enjoyed the vid, bt im trying to find where u go more depth on these and show how to utilize them differently for financial gaine etc.

  12. @Bremerhaven_Rocks on February 25, 2025 at 11:03 pm

    Will have watch a couple more times to let it truly soak in but OMFG, this is so informative. Thank you.

  13. @samiraabdu8007 on February 25, 2025 at 11:04 pm

    What would be your recommendation for 57 years old who live in the US in good health to choose a life insurance?

  14. @NO1sFUEL on February 25, 2025 at 11:04 pm

    Where is the follow up video to this 1?!

  15. @Langedechuu on February 25, 2025 at 11:04 pm

    Great video perfectly explained Bravo 🎉

  16. @Liz-oc1qt on February 25, 2025 at 11:04 pm

    Best video on the subject. Good job!

  17. @Star-nb1jk on February 25, 2025 at 11:04 pm

    Thank You 😊

  18. @sportskid777777 on February 25, 2025 at 11:04 pm

    Excellent video and clear explanations on the different types of life insurance. Only diagram that confused me was the whole life one with death benefit and cash values, and the difference being the amount the insurance company has at risk. What about policies where the death benefit increases as the cash value increases? Anyways after thinking about it for some time I understood what you were getting at with the diagram. Perhaps a lot of policies have a fixed death benefit, but for the policies that do not the diagram doesn’t fit. However for a video like this it’s understandable to keep it simple and go with what is generally the case.

  19. @rafaeltorres2658 on February 25, 2025 at 11:10 pm

    Thank you!

  20. @neerajchouksey3761 on February 25, 2025 at 11:10 pm

    Thank you !! Very interesting video

  21. @alfa7974 on February 25, 2025 at 11:12 pm

    Hi, what’s similar to Max funded Indexed Universal Life Insurance Contract in Canada?

  22. @somin3d1080p on February 25, 2025 at 11:12 pm

    Thank you for this awesome and very simply explained video on life insurance

  23. @samiraabdu8007 on February 25, 2025 at 11:12 pm

    Well done and said. Thank you

  24. @Shrbydrby666 on February 25, 2025 at 11:13 pm

    GOD brought ME here.

  25. @Bremerhaven_Rocks on February 25, 2025 at 11:14 pm

    Thanks!

  26. @stayhard2796 on February 25, 2025 at 11:20 pm

    This was the most simplistic explanation of life insurance. 👍🏾

  27. @g5realestate280 on February 25, 2025 at 11:24 pm

    Quite amazing explanation. One of the best. Crystal clear.

  28. @chris347438 on February 25, 2025 at 11:25 pm

    I have been searching for a good teacher on YouTube for the past couple days. I was in the middle of your video and I just HAD to pause and write this comment. Bro…Preet…my brother from another mother… THANK YOU!!! dude you make it so simple wow. seriously thanks.

  29. @alvarodiaz6383 on February 25, 2025 at 11:25 pm

    Thank you

  30. @kyahgirl1360 on February 25, 2025 at 11:25 pm

    I think that was the best explanation I’ve ever seen of the various life insurance offerings. Thanks! Moshe Milevsky does a great job explaining the science behind actuarial info that the life insurance people use in “The 7 most important equations for your retirement”. If you or your followers like history and math, this is a fun book!

  31. @breirodriguez on February 25, 2025 at 11:28 pm

    Could you post a follow up video diving more in depth into universal vs whole from a functionality perspective as well as the different types of universal?

  32. @strumptavianroboclick5596 on February 25, 2025 at 11:29 pm

    What person in thier right mind spends 300$ a month on life insurance? Thats asinine.. i own a house thats covered with mortgage coverage and a retirement plan that can be cashed in for earning replacement until my wife remarries..

  33. @chloerose6102 on February 25, 2025 at 11:29 pm

    Thank you for this video ❤

  34. @doubleg1239 on February 25, 2025 at 11:30 pm

    Thank you,

  35. @cataylor1978 on February 25, 2025 at 11:30 pm

    I still don’t know which one to get😮

  36. @khongcolong on February 25, 2025 at 11:32 pm

    Your explanation is superb brother
    I just like and subscribe !

  37. @laurawilliams786 on February 25, 2025 at 11:33 pm

    ‭‭John 3:16 KJV‬‬
    [16] For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.

  38. @zliu3506 on February 25, 2025 at 11:33 pm

    Very good explanation of various types of life insurance, with clear facts and simple numerical examples. No bias, only facts.

  39. @GoneGreenPres on February 25, 2025 at 11:33 pm

    GREAT BREAK DOWN LOOKING FORWARD TO CHECKING OUT YOUR OTHER VIDEOS

  40. @percivalbuenaventura7337 on February 25, 2025 at 11:36 pm

    This is by far THE best explanation of different types of insurance. So glad I found it

  41. @michaelmcclain9577 on February 25, 2025 at 11:41 pm

    I am actually currently studying to get my insurance license .all of It is quite confusing

  42. @MegaWellGal on February 25, 2025 at 11:41 pm

    This is a very descriptive video and MUCH better to listen to than the AI voice on my Text-to-speech application. Thank you! 🙂

  43. @dianizlpz on February 25, 2025 at 11:43 pm

    Great way to explain, so easy for me to grasp this information!

  44. @mdaniel3905 on February 25, 2025 at 11:44 pm

    Great job of explaining a very complicated, and very underhanded industry. This guy truly appears to want people to understand all of it before you invest. Thanks

  45. @TheReysinhell on February 25, 2025 at 11:45 pm

    How soon can I start borrowing against my life insurance instead of the cash value?

  46. @annacayanan1 on February 25, 2025 at 11:45 pm

    Excellent video and extremely helpful for consumers so they have some basic knowledge of what is being sold to them.
    PLEASE create a video explaining the IBC (Infinite Banking Concept) in simple terms. You don’t necessarily have to "debunk" it. I just want to understand the concept (forewarned is forearmed), but all YT videos I see are from agents trying to sell them and their videos are skewed to make it sound like it’s best thing since sliced bread.

  47. @tamramurdock5374 on February 25, 2025 at 11:46 pm

    Can you take my insurance health and life test??? Please 🙏

  48. @BhagatSingh-j4r on February 25, 2025 at 11:50 pm

    Great work explaining 💯

  49. @JoeisDelirious on February 25, 2025 at 11:52 pm

    wow, you have quite the talent for teaching. I liked and subscribed and will be consuming all your content. Thank you!

  50. @mymuzicpal on February 25, 2025 at 11:52 pm

    Wow just wow. I just bumped into your video and Im amazed by your simple explanatory methods .
    I subscribed to your xhannel in 7 minutes.
    A BIG FAT THANK YOU with a virtual Hug

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